Published October 12, 2022

3 Things You Should Know When Buying a Home where Hurricanes Happen (such as Florida)

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Written by Steve Montgomery

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It's been two weeks since Hurricane Ian devastated Southwest & Central Florida. For millions of people who were affected, the road to recovery has barely begun. It's shocking to see so much flooding still, even after two weeks, that's keeping people from accessing their homes. 

If you were considering buying a home in Florida, don’t let the storm deter you away from enjoying the beautiful beaches, weather and attractions full-time. There are many steps you can take to stay safe during these storms (on the rare occasion they happen). Additionally, there are steps you can take to help you purchase a home that will hold strong as well.

Here are 3 Things You Should Know When Buying a Home where Hurricanes Happen (such as Florida)


1. The year the home was built

Homes built after 2002 fall under the updated, statewide building code and enforcement standards. Initial data already coming in post-Hurricane Ian show that homes built (to code) after 2002 are still standing and are structurally intact.

2. What is the age of the roof?

The typical life span of a shingle roof is 15-20 years; for a tile/concrete roof it’s about 40-50 years. While these are estimates and do not take into consideration if the roof has been exposed to previous storms, it’s important to keep in mind that the older the roof is, the more likely it is to expose the home to severe weather.

If your home inspection identifies issues with the roof or the age of the roof, the cost or repairing and/or replacing it should be taken into consideration.

3. Get a Home Inspection

If you’re financing the purchase of your home then a home inspection is likely going to be required by the lender, though not always. However, if you’re purchasing the home with cash, an inspection is not typically required. Regardless, get a home inspection.

The Home Inspector will check the home in its entirety from the plugs in the wall to the roof. They’ll look for signs of water intrusion, water damage, mold, leaks, air conditioning & electrical problems, structural issues and a lot more.

Come enjoy some fun in the sun!


Florida living provides a lot of great perks such as lots of sunshine, mild winters, beautiful beaches, water sports, theme parks & attractions and…no state income tax.

If you need help or have any questions about buying a home in Florida, give us a call Cavu at Keller Williams Advantage III at (407) 680-4914. You can also search for homes on our website here.

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